Acquiring Banks

CityPay has accreditations with the following acquiring banks.

AIB Merchant Services is one of Ireland’s largest providers of payment solutions, with extensive operations in Ireland and Britain, and with card processing capabilities throughout continental Europe. We process millions of payments every day, and deal with every major credit and debit card accepting payments in every channel we can. In a rapidly transforming industry, we remain at the cutting edge consistently providing superior customer service.

AIBMS Website

Although third party processors can provide certain services, such as authorisation and transaction capture, only American Express can provide full processing of American Express transactions, including authorisation, settlement, reconciliation, and handling of Card member disputes and chargebacks. Additionally, only American Express determines what the discount rates for American Express Card acceptance will be. No credit card processor, bank, or other entity in the United States is authorised to price our products and services. American Express has a proprietary, closed-loop system that handles every aspect of the transaction process, and which operates separately from the bankcard systems of Visa and MasterCard.

American Express Website

World Class Merchant Acquiring for Bank of Ireland UK customers

Bank of Ireland have partnered with Elavon Merchant Services a leading global provider of merchant acquiring services worldwide with reliable, secure payment solutions to help businesses succeed in an increasingly complex global marketplace. 

A stable and trusted associate, Elavon serves as a single source for all your payment solution needs to help you achieve greater control of cash flow, minimise collections risks, and better serve your customers, all while meeting stringent security standards.

Bank of Ireland Website

Bank of Scotland offer a range of Merchant merchant services to their customers which are provided by Cardnet® and First Data.

Bank or Scotland can help you choose the right card acceptance solution to meet your business needs, providing a wide range of services to help you get the most out of your card payments.

First Data Website

Barclaycard Merchant Services (BMS) is one of Europe's largest acquirers and processors of plastic card transactions based in Northampton. Throughout its history it has continually responded to change to meet the needs of business in the UK.

Barclaycard Online Website

Borgun offers a comprehensive selection of end-to-end payment solutions designed to meet your everyday business needs.  Regardless of your business, we have the solutions to optimise your payment processing

Borgun offers simple, secure and efficient payment processing service for European merchants. Whatever your primary sales channel is – face-to-face, online or mail and telephone orders – we can help you.

Borgun Wesbite

The Co-Operative Bank’s merchant acquiring facility enables your business or organisation to accept payments securely via credit and debit cards.

You can accept payment from all the major credit cards providers including Visa, MasterCard, Solo, Diners, American Express and UK Maestro:

For further information about merchant acquiring, please contact.

Co-Operative Bank Website

Elavon a leading global payments provider, has acquired Citibank’s Diners Club Card merchant-location portfolio in Western Europe, representing more than 75,000 merchants.

Elavon will perform processing, funding and customer support for merchants that accept Diners Club International cards in the UK, Ireland, France, Benelux, Switzerland and Germany. Merchants will have the option to consolidate their payments acceptance by utilizing Elavon as a single-source provider for other credit and debit card transactions, eliminating the need for merchants to maintain separate processing relationships.

Diners Club International Website

Elavon Merchant Services is able to process card payments quickly and settle transactions securely. As part of Elavon's offer, Merchants can take advantage of a range of point-of-sale solutions, whether taking payment over the counter, at the table, over the internet or from a mobile location, or multi-lane. To help increase your business revenue further, Elavon's range of value added solutions can help achieve this.

Manage your account online to help audit card transaction daily, hourly or weekly. All this, and a dedicated customer service desk to help with any of your transaction enquiries.

Elavon Website

Wirecard AG is a  financial services and technology company headquartered in AschheimMunichGermany. The company provides payment processing, card issuing and risk management services to  corporate customers worldwide.

Wirecard Bank AG operates under a German Banking License and is a Principal Member of VISA, MasterCard and JCB. Wirecard AG is listed on the Frankfurt Securities Exchange.Various types of credit and debit cards are issued for private and corporate customers.

Wirecard Website

HSBC Merchant Services are a leading UK processor of MasterCard, Visa and Switch card transactions, with the experience and flexibility to provide the right card processing solution that meets your business needs. If you are an existing HSBC Bank customer or you already accept card payments via another card processor, HSBC are able to offer you a competitive card processing service.

HSBC Merchant Services Website

Worldpay (Streamline Merchant Services) provides you with a complete payment card processing service. As one of the largest card payment acquiring business in Europe, we can accommodate and support the needs of all types and sizes of business - from small businesses to the largest international organisations. Streamline, a member of The Royal Bank of Scotland Group, handles over 1 in 3 of all card transactions in the UK and has the experience to provide solutions to all your processing needs.

WorldPay Website



+44 (0)1534 884000